Equipment Financing - Upgrade your business equipment without depleting cash reserves
Get the machinery and technology your business needs with flexible financing options designed to preserve your working capital.
- Financing amount
- $10K–$5M
- Term length
- 12 mo–5 yr
- Time to funding
- A few days
- Potential tax benefits
- Section 179
Key features
Our equipment financing solutions are designed to help you acquire the assets you need while maintaining financial flexibility.
Finance New or Used Equipment
Get funding for both brand-new equipment and quality pre-owned machinery to meet your business needs.
Flexible Terms Up To 5 Years
Choose repayment terms that align with the useful life of your equipment and the cash flow needs of your business.
Fixed Monthly Payments
Enjoy predictable payment amounts that make budgeting easier and help you plan for future growth.
Section 179 Tax Benefits
Take advantage of tax deductions that allow you to deduct the full purchase price of qualifying equipment in the year it was purchased.
Quick Application Process
Streamlined approval process with minimal documentation requirements and fast decisions, often within 24-48 hours.
Competitive Rates
Access industry-leading interest rates and financing terms that help maximize your return on investment.
Equipment we finance
We provide financing solutions for a wide range of equipment across various industries.
Manufacturing Equipment
CNC machines, production lines, industrial machinery, robotics
Construction Equipment
Excavators, bulldozers, cranes, loaders, pavers, compactors
Medical Equipment
Diagnostic machines, surgical equipment, patient monitoring systems
Restaurant Equipment
Commercial ovens, refrigeration, food prep equipment, POS systems
Technology & IT
Servers, computer systems, networking equipment, software
Transportation
Commercial vehicles, trucks, trailers, specialty vehicles
Business benefits
Equipment financing offers numerous advantages beyond just acquiring new assets.
Preserve Working Capital
Keep cash reserves available for other business needs while still acquiring essential equipment.
Increase Productivity
Upgrade to more efficient equipment that can boost output and streamline operations.
Tax Advantages
Benefit from potential tax deductions on interest payments and depreciation of financed equipment.
Stay Technologically Current
Regularly upgrade equipment to maintain competitive advantage with the latest technology.
Why it works
Financing your equipment lets you put the assets to work now while keeping your capital free for the rest of the business.
- Preserve your working capital while acquiring the tools your business needs to operate and grow
- Cash-flow first
- The equipment itself serves as collateral, so no additional business assets are required in most cases
- Self-secured
- Fund new or used equipment with terms structured to fit how your business earns
- Flexible terms
Equipment financing spreads the cost of the machinery and technology you need across manageable payments, so you can upgrade your capabilities without draining the cash reserves that keep your operation running day to day.
Do you qualify?
Equipment financing has some of the most accessible qualifications we offer. Here is what you need to be eligible.
FICO 580+
A personal credit score of 580 or higher is all you need to be considered.
No minimum time in business
Newer businesses qualify too. Under two years in business, financing is capped at $50K.
No minimum sales
There is no minimum revenue requirement to apply for equipment financing.
Ready to finance your equipment?
Finance new or used equipment without tying up your working capital.