Franchise Financing - Specialized funding solutions for franchise businesses
Access tailored financing options designed specifically for franchise purchases, expansions, equipment, and working capital needs.
The offering at a glance
Real terms for franchise financing, from your first location to your next expansion.
- Funding amount available for franchise purchases, expansions, and working capital
- $10K–$5M
- Flexible term lengths matched to how your franchise operates
- 6 mo–10 yr
- Funding speed once approved (express applications typically fund in 2–7 days)
- As little as 24 hrs
Key features
Our franchise financing solutions are designed to address the unique needs of franchise businesses at every stage.
Franchise-Specific Loan Programs
Access specialized financing options designed specifically for franchise businesses with unique requirements.
Initial Franchise Fee Funding
Finance your initial franchise fees, helping you preserve cash for other startup expenses and working capital.
Equipment and Inventory Financing
Secure funding for franchise-specific equipment, fixtures, inventory, and other startup requirements.
Working Capital Solutions
Access flexible funding for day-to-day operations, marketing, payroll, and other ongoing business expenses.
Multi-Unit Development Options
Specialized financing packages for franchisees looking to develop multiple locations simultaneously or over time.
SBA Franchise Registry Options
Access to SBA loan programs with favorable terms for franchises listed on the SBA Franchise Registry.
Financing options
We offer a variety of financing solutions tailored to the specific needs of franchise businesses.
SBA Franchise Loans
Government-backed loans with favorable terms for qualified franchise businesses
Conventional Franchise Loans
Traditional bank financing for established franchisees with strong credit
Equipment Leasing
Financing specifically for franchise equipment with flexible end-of-term options
Franchise Working Capital Loans
Short-term funding for day-to-day operations and seasonal needs
Multi-Unit Development Financing
Specialized packages for opening multiple franchise locations
Franchise Refinancing
Options to refinance existing franchise debt with better terms
Business benefits
Our franchise financing solutions provide significant advantages for new and existing franchisees.
Faster Path to Ownership
Access the capital you need to open your franchise business sooner rather than waiting to save sufficient funds.
Preserve Working Capital
Maintain cash reserves for unexpected expenses and growth opportunities by financing major startup costs.
Scale Your Business
Expand from a single unit to multiple locations with financing solutions that grow with your franchise business.
Franchise-Specific Expertise
Work with financing specialists who understand the unique aspects and requirements of franchise businesses.
Why it works
Financing built around the franchise model, from your first location to your next expansion.
What you get
Whether you are buying your first franchise, opening additional units, or refinancing existing debt, you get financing options matched to how franchise businesses actually operate.
- Government-backed franchise loans with favorable terms for qualified businesses
- SBA-backed
- Development financing packaged for opening several franchise locations at once
- Multi-unit
- Purchase, equipment, working capital, and refinancing options under one roof
- Full-cycle
Pre-qualify in minutes and understand your options before approaching your franchisor, with lending approved for use with most major franchise systems and FDD disclosure requirements.
Do you qualify?
Franchise financing has straightforward requirements. Here is what you need to qualify.
No minimum FICO
There is no minimum credit score requirement, so a lower score does not automatically rule you out.
6+ months in business
Your franchise should have at least six months of operating history.
$10K+/mo in sales
At least $10K per month in revenue, roughly $120K per year.
Ready to finance your franchise?
Specialized franchise lending from partners with deep experience in franchise finance.