Revolving Business Line of Credit - Flexible funding that adapts to your business needs
Access capital on demand with a revolving credit line that lets you borrow what you need, when you need it, while only paying interest on the funds you use.
The offering at a glance
Real terms for our revolving business line of credit.
- Credit line amount
- $10K–$5M
- Term lengths available
- 6 mo–10 yr
- Funds available once approved
- As little as 24 hrs
- Draw, repay, and draw again — interest only on what you use
- Revolving
Key features
Our revolving business lines of credit offer unmatched flexibility to support your evolving business needs.
Draw Funds as Needed
Access capital on demand up to your approved credit limit, giving you complete control over when and how much you borrow.
Pay Interest Only on What You Use
Unlike traditional loans, you only pay interest on the funds you actually draw, helping you manage costs effectively.
Revolving Credit Availability
As you repay borrowed funds, your available credit is replenished, allowing you to borrow again without reapplying.
Quick Access to Capital
Once approved, access funds in as little as 24 hours through online banking, checks, or transfers to meet urgent business needs.
Flexible Repayment Options
Choose from various repayment structures including interest-only periods and principal reduction schedules.
Helps Build Business Credit
Responsible use and timely payments help establish and strengthen your business credit profile for future financing needs.
Common use cases
A revolving business line of credit provides flexible funding for a wide range of business needs.
Inventory Purchases
Fund seasonal inventory buildups or take advantage of bulk purchase discounts
Emergency Expenses
Cover unexpected costs like equipment repairs or facility maintenance
Cash Flow Management
Bridge gaps between accounts receivable and payable cycles
Growth Opportunities
Quickly capitalize on time-sensitive business expansion opportunities
Working Capital
Finance day-to-day operations during seasonal fluctuations
Project Financing
Fund specific business projects with flexible draw schedules
Business benefits
Our revolving business lines of credit provide significant advantages for businesses of all sizes.
Financial Flexibility
Adapt quickly to changing business needs with on-demand access to capital when and where you need it.
Cost Efficiency
Only pay for the capital you actually use, reducing financing costs compared to traditional term loans.
Improved Cash Flow Management
Smooth out cash flow fluctuations and maintain operations during seasonal or cyclical business periods.
Business Growth Support
Seize growth opportunities quickly without lengthy loan application processes or delays in funding.
Why it works
A revolving line of credit gives you capital on your terms — draw when you need it, repay, and draw again.
- Draw capital up to your approved limit whenever you need it, with complete control over how much you borrow
- On demand
- Pay interest solely on the funds you actually draw, not on your full credit limit
- Only what you use
- As you repay, your available credit is replenished so you can borrow again without reapplying
- Revolving
Once approved, you can access funds through online banking, checks, or transfers, and choose from flexible repayment structures including interest-only periods. Responsible use and timely payments also help strengthen your business credit profile for future financing.
Do you qualify?
Most businesses that meet these three benchmarks are a strong fit. Checking is a quick interest form — it won't affect your credit score.
FICO 600+
A personal credit score of 600 or higher.
6+ months in business
At least six months of operating history.
$10K+/mo in sales
Monthly revenue of $10K or more ($120K/yr).
Ready to open a business line of credit?
Access revolving capital you can draw on whenever you need it — no need to reapply.