Residential Investment Property Loans - Financing solutions for real estate investors
Access specialized loan programs designed for purchasing, renovating, or refinancing residential investment properties with terms that maximize your returns.
The offering at a glance
The real terms of our residential investment property financing.
- of the purchase price financed
- Up to 80%
- minimum property value
- $250K+
- typical down payment required
- ~20% down
- funds in as little as 24 hours once approved (process ~20 days)
- 24 hrs
- rates starting at 8.99% for qualified investors
- From 8.99%
Key features
Our residential investment property loans are designed to meet the unique needs of real estate investors.
Fix-and-Flip Financing
Short-term loans designed specifically for purchasing, renovating, and selling residential properties for profit.
Long-Term Rental Property Loans
Financing options for buy-and-hold investors seeking to build a portfolio of income-producing residential properties.
Portfolio Loans
Specialized financing for investors with multiple properties, offering simplified management and potential rate advantages.
Rehab and Construction Financing
Funding for major renovations, property improvements, or ground-up construction of residential investment properties.
Cash-Out Refinancing
Access the equity in your existing investment properties to fund additional purchases, renovations, or other investments.
No Limit on Properties
Financing solutions that do not restrict the number of financed properties in your investment portfolio.
Property types we finance
We offer financing solutions for a wide range of residential investment properties.
Single-Family Homes
Financing for detached houses intended for rental or fix-and-flip investments
Multi-Family Properties
2-4 unit residential buildings such as duplexes, triplexes, and fourplexes
Condominiums
Loans for individual condo units purchased as investment properties
Townhouses
Financing for attached single-family homes in planned communities
Small Apartment Buildings
Residential properties with 5-20 units for income generation
Vacation Rentals
Properties intended for short-term rental in vacation or tourist destinations
Investor benefits
Our residential investment property loans provide significant advantages for real estate investors.
Build Wealth Through Real Estate
Create long-term wealth through property appreciation and rental income with strategic financing.
Generate Passive Income
Create reliable monthly cash flow from rental properties with financing structured to maximize returns.
Tax Advantages
Benefit from potential tax deductions on mortgage interest, property taxes, operating expenses, and depreciation.
Portfolio Diversification
Diversify your investment portfolio with real estate assets that often perform independently of stock markets.
What you get
Financing built around how real estate investors actually buy, renovate, and hold property.
- Rates starting at 8.99% for qualified real estate investors
- From 8.99%
- Financing up to 80% of the purchase price on properties valued at $250K or more (roughly 20% down)
- Up to 80%
- Qualify with a 650 minimum credit score and prior investment property experience
- 650 FICO
Whether you are acquiring single-family rentals, small multifamily, or fix-and-flip projects, you get financing with terms designed to maximize your returns and lenders experienced in investment property transactions.
Do you qualify?
Here is exactly what you need to qualify for residential investment property financing.
650+ FICO score
A minimum credit score of 650 is required to qualify.
Prior investment experience
Prior residential investment property experience is required.
$250K+ property value
The property must be valued at $250,000 or more, with roughly 20% down.
Ready to finance your investment property?
Financing for single-family rentals, small multifamily, and fix-and-flip investment properties.