Merchant Services - Accept every payment. Prevent every threat. See every transaction.
From tap-to-pay terminals and online gateways to 3D Secure fraud protection and real-time reporting, we give you a complete payments infrastructure. One platform, every channel, full visibility.
Payment Gateway
Your customer taps Pay and the charge clears in seconds. Take cards, Apple Pay, Google Pay, and ACH through one integration — with hosted pay links, embedded checkout, tokenized card storage for repeat buyers, and recurring billing that runs on its own.
- Hosted pay links
- Embedded checkout (Hosted Fields)
- Tokenized card storage
- Recurring billing
- ACH / bank payments
- Sale, authorize, capture, refund
Fraud Defense
A card-not-present order comes in. 3D Secure verifies it's really your customer before it clears — and shifts chargeback liability away from you. Cardholder authentication, PCI-compliant tokenized data with up to $100K in breach indemnification, and a team that manages disputes for you.
- 3D Secure authentication
- PCI compliance program
- $100K breach indemnification
- Tokenized card storage
- Managed chargeback handling
- Risk screening at onboarding
In-Person Payments
A customer taps their phone at the counter and the receipt prints. Modern smart terminals for retail, restaurants, and service businesses with chip, tap, and swipe, Apple Pay and Google Pay, and Dual Pricing so you can pass the card fee where legal.
- Smart terminals (EMV chip & NFC)
- Contactless & digital wallets
- Tap, chip, and swipe
- Counter and cloud POS
- Dual Pricing option
- Interchange-Plus pricing
Ecommerce
Give shoppers a fast, mobile-friendly checkout with the wallets they already use. Add secure checkout to WooCommerce and BigCommerce carts, embed Hosted Fields on your own site, and run subscriptions with tokenized recurring billing.
- WooCommerce & BigCommerce
- Apple Pay & Google Pay
- Embedded Hosted Fields checkout
- Tokenized card storage
- Recurring & subscription billing
- Mobile-optimized experience
Merchant Dashboard
One dashboard for every location, channel, and payment method. See settlements, manage disputes, assign user roles, and pull reports without logging into five different systems. Multi-location support that scales as you grow.
- Unified merchant dashboard
- Transaction management
- Settlement tracking
- User role management
- Customizable reporting
- Multi-location support
Mobile Payment
Take payment at the jobsite, the farmers market, or the pop-up shop. A mobile card reader pairs with your phone, and text or email pay links let a customer pay from their own phone — so you can invoice and get paid while you are still on the call.
- Mobile card readers
- Digital wallet acceptance
- Text & email pay links
- Virtual terminal
- Field-ready acceptance
- Syncs to your reporting
Integrations & Gateway Options
Tie your payments into the tools you already run. Connect QuickBooks, Homebase, ShipStation, and MailChimp, add secure checkout to WooCommerce and BigCommerce, and choose from gateway options including Authorize.net — all under one account.
- QuickBooks & accounting sync
- Shipping (ShipStation, FedEx, UPS)
- Email marketing (MailChimp)
- WooCommerce & BigCommerce carts
- Authorize.net gateway option
- Webhook notifications
Processors and Devices
Countertop smart terminals, mobile card readers, cloud POS, and peripherals like PIN pads, printers, and scanners. We match the right hardware to how you sell, all backed by our Woodforest National Bank sponsor-bank foundation.
- Smart terminals (EMV & NFC)
- Mobile card readers
- Cloud POS systems
- PIN pads, printers, scanners
- Dual Pricing built in
- Woodforest sponsor-bank backbone
Relationship Management
From the moment a new merchant signs up to ongoing account support and performance reviews. Streamlined onboarding that gets merchants processing fast, ticketing for issue resolution, and analytics that show how each account is performing over time.
- Merchant onboarding
- Account management
- Support ticketing
- Communication tools
- Performance analytics
- Merchant education resources
Self-Order & Recurring Billing
Let customers order and pay for themselves with a restaurant self-order kiosk, and charge memberships and plans automatically with tokenized recurring billing — so payments keep running without anyone at the register.
- Restaurant self-order kiosk
- Order and pay at the table
- Automated recurring billing
- Tokenized card storage
- Memberships & subscriptions
- Hands-off repeat charges
Merchant Onboarding & Underwriting
Getting set up to take cards, handled for you. We start your application and send a secure self-complete link, verify your identity and business (KYC/KYB), and submit to underwriting for approval — with a real person guiding you the whole way.
- Done-for-you application
- Secure self-complete link
- KYC/KYB verification
- Risk & compliance screening
- E-sign & submit
- Dedicated onboarding support
Merchant Reporting
Real-time transaction data across every channel, customizable dashboards that show what matters to your business, automated reports delivered on your schedule, and revenue forecasting that helps you plan ahead instead of looking backward.
- Real-time transaction data
- Customizable dashboards
- Automated reporting
- Revenue forecasting
- Chargeback analysis
- Export capabilities
Built to get you paid, and protect you
- Pass the card fee to the customer with Dual Pricing, legal in all 50 states
- $0 fee
- Up to $100K in breach indemnification, built into your account
- $100K
- Reach a real person any time you need a hand
- 24/7 support
Complete Business Solutions
Beyond payments, we help businesses grow with our growth engine, funding, and custom technology solutions.
Growth Engine
Done-for-you acquisition and conversion execution that captures more demand and books more revenue.
Explore Growth EngineBusiness Funding
Term loans, lines of credit, SBA programs, and fast working capital matched to your timeline.
Explore funding optionsFrequently Asked Questions
Get answers to common questions about our merchant services
Our merchant services support all major payment methods including credit and debit cards (Visa, Mastercard, American Express, Discover), digital wallets (Apple Pay, Google Pay, Samsung Pay), ACH transfers, and international payment methods. We also support recurring billing and subscription payments.
Most businesses can start accepting payments within 24-48 hours of approval. Our streamlined onboarding process includes quick merchant account setup, payment gateway integration, and basic training. For businesses with specific requirements, we offer expedited setup options.
Our pricing is transparent — no teaser rates and no surprises. Choose interchange-plus (typically 2%–2.5% + $0.05) or Dual Pricing, where the card fee is passed to the customer and you keep your full ticket (legal in all 50 states). Contact us for a custom quote based on your business type and volume.
Yes. Your account includes 3D Secure cardholder authentication, a PCI compliance program with up to $100K in breach indemnification, tokenized card storage, and managed chargeback and dispute handling — so you're protected and you're not fighting disputes alone.
Absolutely. We offer extensive integration options including APIs, SDKs, and pre-built plugins for popular ecommerce platforms, POS systems, and business management software. Our developer-friendly tools make integration quick and seamless.
We provide 24/7 customer support through multiple channels including phone, email, and live chat. Our dedicated merchant support team includes payment processing experts who can help with technical issues, account management, and best practices for optimizing your payment operations.
Yes, we offer comprehensive mobile payment solutions including mobile card readers, digital wallet acceptance, app-based payments, and SMS payment requests. Our mobile solutions work with iOS and Android devices and include offline transaction capabilities.
Our merchant reporting includes real-time transaction data, customizable dashboards, automated reporting, revenue forecasting, chargeback analysis, and export capabilities. You can access detailed insights across all payment channels to optimize your business performance.
Ready to upgrade your payment infrastructure?
Accept every payment type across every channel — gateway, in-person, mobile, e-commerce, and unattended.